THERE are plenty of great ways to save money when shopping online – and earning cash back rewards is one of them.
For some, the savings could come in handy for Black Friday deals and during the holiday season this year.
We explain the best ways you can earn money when shopping online.
There are major sites that will not only offer you cash back but rewards just for signing up.
This includes Rakuten, which will give you a $10 cash reward just for signing up, and Ibotta, which gives you as much as $20 in welcome bonuses.
Moreover, if you sign up now, Ibotta will give you a free Thanksgiving dinner offered at select retailers.
Both these sites offer cash back at major retailers including Nike, Walmart, Macy’s, and Amazon.
Also, Rakuten’s website shows you discounts on top of cash back including up to 75% off on clearance deals through Old Navy.
Ibotta claims its average user earns $150 each year from online purchases and groceries.
According to Rakuten, it has rewarded its 15million users with more than $2billion in cash back.
Another cashback site that can save you a significant amount of money each year is TopCashback.
The cashback rebate site claims it gives its average member $345 in cash back.
Some other sites that can save you money include Groupon, Honey, and BeFrugal.
Credit cards are other ways you can take advantage of cash back opportunities.
There are currently major credit cards that will give you friendly rewards including the Discover it Cash Back card.
Once you sign up for the card, you’ll get 5% cash back on up to $1,500 of purchases at select stores each quarter.
For this quarter, cardholders get 5% cash back at Amazon, Walmart, and Target.
Moreover, Discover recently unveiled its full set of categories it will offer cash back on for 2022.
From January to March, cardholders will get 5% cash back on grocery stores, gym memberships, and fitness clubs.
Also, it might be worth signing up for credit cards at your favorite retailers.
For instance, users of Walgreen’s credit card get 5% cash back on every dollar spent for “certain prescription drugs” and immunizations.
Also, Target gives you 5% back on all in-store and online purchases when using its RedCard.
If you do get a credit card, make sure to use it wisely though and pay off the balance in full every month to avoid getting hit with interest.
You should also remember that you're not guaranteed to get the marketed rate, and plenty of credit card applications will damage your credit score.
Lastly, you might want to consider turning in some of your old stuff in exchange for rewards at retailers.
For instance, Amazon and Apple will give you gift card credits for turning in your electronics.
We show you five ways you can reduce your grocery bill.
We also explain five ways you can save on prescription drugs.
Plus, we reveal how to save up to $325 for Thanksgiving.
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