More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert

Skip to main content
Chair, Martin Lewis · Editor, Marcus Herbert
Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert
Get our free weekly Money Tips email!
Go to Credit Cards & Loans
Go to Household Bills
Go to Complain & Reclaim
Go to Banking & Savings
Go to Mortgages & Homes
Go to Travel
Go to Insurance
Go to Deals & Shopping

Go to Income & Budgeting
Go to Students
MSE News
More than two million Premium Bond prizes worth a combined £74 million remain unclaimed, according to the latest figures from National Savings and Investments (NS&I). If you have or have ever had Premium Bonds, here’s how to check if you’ve won.
The unclaimed prizes include five worth £100,000 and nine worth £50,000. NS&I, which runs Premium Bonds, has also given MoneySavingExpert.com a breakdown of unclaimed prizes by value and region.
Check our map below to see how many unclaimed prizes there are where you live. For more info on how Premium Bonds work – and whether they’re worth it – see our Premium Bonds guide. And for further help on how to find lost cash in old accounts and pensions, see our Reclaim forgotten cash guide.
An unclaimed prize is defined as one that hasn’t been claimed within 18 months of being won – so there will be other prizes won more recently that are also waiting to be claimed.
NS&I says it contacts every winner – this will either be by text, email or post depending on the option you’ve selected – but sometimes prizes go unclaimed for reasons such as the letter getting lost in the post or contact details not being updated.
As of November 2021, NS&I says there were a total of 2,079,568 unclaimed Premium Bond prizes, worth a total of £74,452,325. The table below details the number and value of unclaimed prizes by value.
Unclaimed Premium Bonds prizes by value
(1) £250 prizes were issued from June 1957 to July 1974 and can no longer be won.
If you live in London or the south east of England, you could be owed one of over 700,000 unclaimed prizes, while in Scotland there are more than 120,000 unclaimed. See the map below for a full breakdown of unclaimed prizes, based on the last known home address of the bond-holder:
There are also another 215,901 prizes waiting to be claimed by people who are either living overseas or whose locations are unknown due to a lack of NS&I data.
Helen Saxon, banking editor at MoneySavingExpert.com, said: “The headline figure of £74 million is eye-catching, and hopefully it will serve as a kick up the backside for those who haven’t checked in a while whether they’ve won.
“Many people find the months leading up to Christmas play havoc with their finances, so it’s an ideal time of year to see if you’re due a windfall.
“For some due larger prizes, these really are life-changing amounts of money. So check now and remember (with apologies to the lottery) it could be you!”
You should have been notified of a prize win by text, email or post, so it’s worth checking through old emails, letters and texts just in case you’ve missed one.
If you can’t find any notification but want to triple-check if you have an unclaimed prize, you can:
If you don’t know your holder’s number or account number, you can phone NS&I on 08085 007 007 or write to it and ask for a replacement bond record to be sent to you. You should give it as much detail as you can, for example, your full name, address, when and where you bought your Premium Bonds and how much they’re worth.
Alternatively, you can use NS&I’s tracing service or the My Lost Account website, both of which can track down your Premium Bond details. They ask you to fill out info about yourself, including your name, address, an estimate of how many Premium Bonds you hold and how long you’ve held them.
There’s no time limit to claims, so you can go back as far as you like. Here’s how to get your hands on any unclaimed prizes:
Prizes will then be sent to your home address as a warrant, which is like a cheque.
The process is different if the bond-holder has passed away. Provided you’re legally entitled to the deceased person’s savings, you can use NS&I’s online form to inform it of the death and claim any Premium Bonds prizes or other NS&I savings.
If you’re not sure whether they had any NS&I savings or Premium Bonds, you can use the tracing service to check.
If you win a prize worth between £5,000 and £100,000, NS&I will send you a claims form in the post for you to complete and confirm how you would like to be paid. If you win the £1 million jackpot, you’ll be visited in person – but always ask to see ID to ensure it’s not a scam.
For prize wins of up to £1,000, you can:
MSE weekly email
For all the latest deals, guides and loopholes simply sign up today – it’s spam-free!
Join the MSE Forum discussion
Premium bonds prizes
This is an open discussion and the comments do not represent the views of MSE. We want everyone to enjoy using our site but spam, bullying and offensive comments will not be tolerated. Posts may be deleted and repeat offenders blocked at our discretion. Please contact fbteam@moneysavingexpert.com if you wish to report any comments.
Update: We are aware that some users may currently be having issues seeing the comments and we’re working on it.
MSE email
1 December 2021
Martin's insurance warning
Everyone get car & home quotes NOW
HSBC £150 bank switch bribe
The biggest in 18 months
Cheapest 'day two' PCR travel test £40
Or speedy £55
600,000 more due universal credit
Are you?
Get PAID to check credit report
You can earn by doing it now
£74m Prem Bonds wins unclaimed
Check if you're due
£78 of No7 for £25
Incl make-up & skincare
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it’s spam-free!
News homepage RSS feed
Martin’s blog RSS feed
Deals Hunter Blog MSE Deals
Clever ways to calculate your finances 
More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert
Cheap Energy Club
We ensure you’re on the cheapest tariff
Tool
More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert
Loans Eligibility
All of the top unsecured personal loans
Tool
More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert
Credit Card Eligibility
Tools for different credit card types & purchases
Tool
More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert
Mortgage best buys
Compares thousands of mortgages
Tool
More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert
Mortgage Calculator
Eight calcs for all your mortgages
Tool
More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert More than £74 million in Premium Bond prizes sitting unclaimed – how to check if you've won - MoneySavingExpert
Free complaints tool
Resolver – the automated complaints system
Tool
We think it’s important you understand the strengths and limitations of the site. We’re a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can’t guarantee to be perfect, so do note you use the information at your own risk and we can’t accept liability if things go wrong.
 

MoneySavingExpert.com is part of the Moneysupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally binding MSE Editorial Code.
Please read the Full Terms & Conditions, Privacy Policy, Cookie Policy, How this site is financed and MSE’s Editorial Code.
Finds your cheapest energy & monitors to let you know when to switch again.
Shows which top cards and loans you’re most likely to get.
Find out how much income you keep and how much tax you pay.
Eight calculators to compare mortgages, incl how much overpaying could save you
Easily compare the top mobile phone and Sim only deals.
Turbo boost your credit chances and get your free Experian credit report.
Our TravelMoneyMax tool compares 30+ bureaux to max your holiday cash.
Our Broadband Unbundled tool finds the cheapest broadband, phone and TV.
Martin Lewis is a registered trade mark belonging to Martin S Lewis.

source

Leave a Reply

Your email address will not be published.